Short Term Disability (STD)
The STD plans provide continued income when you are unable to work for 8 calendar days or more because of a non-work related illness or injury.
Basic STD pays a benefit of 50% of your weekly pay to a maximum of $170 a week. Benefits are payable for up to 26 weeks. Click here for more information.
Supplemental STD when combined with your basic STD benefit, pays up to 70% of your pre-disability income, for up to 26 weeks, depending on your occupation. You pay the full cost of this coverage through after-tax payroll deductions.
Long Term Disability (LTD)
Full time employees are provided, at no cost, basic Long Term Disability (LTD) benefits for extended, approved disabilities. Approved LTD benefits pay taxable income equal to 60% of your monthly salary, to a maximum of $10,000 per month. These benefits are effective on the first day of the month after you complete six months of active, full-time enrollment.
: As of January 1, 2020, these benefits will be offered through CIGNA Life Insurance Company
- Group Long Term Disability Insurance Program
The life and accidental insurance plans provide financial protection for your designated beneficiary(ies) if you die while actively employed. Benefits are also payable to you if you are severely injured as a result of an accident.
Basic Life Insurance provides a benefit of one to one-half your basic annual earnings to a maximum of $300,000. WPH pays the full cost of this coverage.
Accidental Death and Dismemberment (AD&D) Insurance provides an additional benefit equal to your basic life insurance benefit if you die as a result of an accident. Partial benefits are also payable to you if you lose an arm, leg, hand, sight or hearing as a result of an accident. WPH pays the full cost of this coverage.
1. Click here for information about Accidental Death and Dismemberment Insurance
Supplemental Life Insurance provides higher levels of life insurance for you and your spouse and eligible children. You pay the full cost of the coverage through automatic after-tax payroll deductions, based on your age and the coverage you elect. You may be required to submit a statement of health for each person you choose to cover and the insurance company must approve the statement before coverage becomes effective.
1. Click here for more information about Employee-Paid term Life Insurance
Group Life Insurance
Full time employees are provided, at no cost, basic life and AD & D insurance coverage at one and one-half times your annual salary, to a maximum of $300,000. These benefits are effective on the first day of the month after you complete six months of active, full-time enrollment.
- As of January 1, 2020, these benefits will be offered through CIGNA Life Insurance Company.
- It is imperative that your beneficiary information is up-to-date on the BenefitsEnroll website in order to ensure your record is accurate as we move to CIGNA.